Unlike Medicare, which is an insurance program, Medicaid is an assistance program. Administered by state and local governments under federal guidelines, Medicaid provides tax dollars to assist low income people of every age with their medical bills. While Medicaid has stringent requirements for eligibility, those rules have a plethora of exceptions. Individuals facing long-term nursing home stays may use exceptions in the law to receive government assistance without forfeiting their homes, their community property or other estate assets. Susan K. Tomita helps clients utilize legal exceptions to qualify for Medicaid benefits.
I can help ensure that you or a family member can receive crucial extended care without bankrupting a spouse or the rest of the family. I thoroughly review your finances, then develop an asset protection plan that won’t threaten your financial independence. The protections our plans offer ensure that you can:
With my comprehensive understanding of complex and technical federal and New Mexico Medicaid regulations, I can fully explain your rights and obligations to determine whether you are now — and can remain — eligible. To help you get the maximum benefit under the law and avoid penalties, I carefully explain the opportunities and pitfalls, including:
To schedule an appointment for a consultation with Susan K. Tomita, call me at 505-445-2597 or contact me online. The firm is conveniently located in Albuquerque and serves clients throughout Albuquerque, New Mexico.